Student Accident Insurance for Education and Research (Gakkensai)

This insurance covers physical injuries caused by sudden and accidental external accidents that occur during educational and research activities and while commuting to and from school, and plays an important role in students’ lives.

How to Join

You can enroll in the program at the time of admission along with other expenses.
You can also enroll in the program other than at the time of admission.

Premiums and insurance period

Scope of Activities Covered

“Education and Research in Action.”

1. During regular courses
   While taking classes in lectures, experiments, practical training, exercises, or skills
   (including while engaged in thesis research under the direction of a faculty advisor or while preparing for or cleaning up after classes)
2. During school events
   While participating in various school events organized by the university as part of its educational activities, such as entrance, orientation, and graduation ceremonies
3. While on school property other than (1) and (2)
   While on school property owned, used, or controlled by the university for educational activities (except while in a dormitory, at a time or place prohibited by the university, or while engaging in conduct prohibited by the university).
4. During extracurricular activities notified to the University outside the school facilities.
   During cultural or athletic activities conducted under the supervision of an on-campus student organization recognized by the University according to the prescribed procedures in accordance with the University’s regulations. (except while engaging in dangerous sports such as mountain climbing or hang gliding, or while being at a time or place prohibited by the University, or while engaging in activities prohibited by the University).

“While commuting to and from school and between school facilities.”

1. While commuting to and from the university
   The student shall, for the purpose of participating in university classes, school events or extracurricular activities (club activities), commute by a reasonable route and method (excluding methods prohibited by the university) to his/her residence (including his/her place of employment in the case of students who enter the university through the entrance examination for working adults). (2) A student who, for the purpose of participating in university classes, school events, or extracurricular activities (club activities), commutes to and from his/her residence (including his/her workplace in the case of a student who entered the university through the entrance examination for working adults) by a reasonable route and method (excluding methods prohibited by the university). (2) While traveling between the residence (including the place of employment in the case of students who entered the university through the entrance examination for working adults) and the school facilities, etc. (until entering the university grounds)
2. While traveling between school facilities
   While traveling by a reasonable route and method (excluding methods prohibited by the University) between facilities owned, used or controlled by the University for its educational activities and other locations where classes, etc., school events or extracurricular activities (club activities) are held, with the intent of participating in University classes, etc., school events or extracurricular activities (club activities) While traveling between facilities owned, used, or controlled by the University for educational activities, or between locations where classes, school events, or extracurricular activities (club activities) are held, by any reasonable route and method (other than a method prohibited by the University) for the purpose of participating in University classes, school events, or extracurricular activities (club activities)
3. Unexpectedly coming into contact with an infectious agent in a facility used for clinical practice purposes and receiving infection control measures against contact infection (only for those with contact infection clauses)

Types and Amounts of Claims Paid

1. Death benefit (if death occurs within 180 days from the date of the accident, including the day of the accident)
   “During regular school hours” and “During school events” 20 million yen
   “During other activities” 10 million yen
2. Residual disability insurance (if residual disability occurs within 180 days from the date of the accident, including the day of the accident)
   “During regular school hours” and “During school events” 1.2 million yen to 30 million yen
   “During other activities” 600,000 yen to 15 million yen
3. Medical Insurance Claims (When treated by a physician)
   List of Medical Insurance Claims (PDF 43KB)
   *When a cast, etc. is worn at all times under the direction of a physician, the number of days of the cast, etc. will be deemed to be hospital visits.
4. Contact Infection Prevention Coverage
   (In the event that a contact infection rider subscriber receives infection prevention measures within 180 days, including the day of contact infection)
   Payment Insurance Amount 15,000 yen per accident (fixed amount payment)
   How to Request (PDF 257KB)

Change of contract

In the event of a leave of absence (more than one year) or withdrawal (more than one year of remaining insurance period), please notify the Student Life Support Section.

Issuance of Certificate of Subscription

If you need to submit a certificate of enrollment for an internship, etc., please submit an Application for Certificate Issuance to the Student Life Support Division.

GAKKENSAI supplementary liability insurance (Gakken CALI)

This insurance covers damages incurred as a result of legal liability for injuries to others or damage to others’ property during activities covered by the course of study and during return trips to and from the course of study, and is available only to members of the Student Accident Insurance for Education and Research (Gakkensai).

How to Join

(Note: Some faculties do not include the fee in the cost of tuition.
You can also enroll in the program other than at the time of enrollment.

How to claim

If an accident occurs, please call Tokio Marine & Nichido School Insurance Corner at 0120-868-066.
After that, please report the accident and follow the necessary procedures to the contact person in charge at the university.

GAKKENSAI supplementary comprehensive insurance for student life

Gakkensai” covers injuries sustained during education and research activities. By adding Gakkensai supplemental comprehensive insurance for student life (abbreviated as “Futai Gakuso”) to “Gakkensai”, the coverage is expanded to cover all aspects of student life. However, by adding “Gakkensai” and “Gakkensai Supplementary Comprehensive Insurance for Student Life” (abbreviated as “Fuutai Gakuso”), the coverage is extended to all aspects of student life.

*Compensation for out-of-pocket expenses incurred at medical institutions for injuries and illnesses incurred in daily life, both on and off campus. For details of the coverage, please refer to the PDF file below. A pamphlet will be distributed to new students at the time of enrollment.

Click here for students enrolling in 2012

(For students not in School of Medicine)

(For students in School of Medicine)

Click here for students admitted in 2011

(For students not in School of Medicine)

(For students in School of Medicine)

You can join after April 1, 2012. If you wish to enroll, please go to the following website (Japan Educational Exchanges and Services) to complete the enrollment procedures. Insurance premiums vary depending on the subscriber and the time of subscription. Please refer to the pamphlet for approximate premiums.

contact information (for inquiries) (e.g. corporate phone number)

Comprehensive Student Life Insurance Consultation Desk

TEL：0120-811-806

Inquiries about Gakken Disaster and Gakken CALI

For more information about Ehime University Co-op’s mutual aid and insurance, please click here.